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보스턴 부동산 스터디

1 bed 1 bath Cambridge condo 20+ min walk to Harvard

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1 bed 1 bath Cambridge condo has been listed at 485,000 usd. It takes  20 min+ walk to the Harvard area,



$485,000 1 bd 1 ba464 sqft
138 Huron Ave APT 3, Cambridge, MA 02138

Condominium
Built in 1910
Baseboard
None
2 Parking spaces       good
$299 monthly HOA fee          low hoa fee
$1,045 price/sqft

138 Huron Ave #3
https://maps.app.goo.gl/wNFiTNgyoACQB4Ug6




20+ min walk to Hatvard area



16 min walk to Porter Square Station.
kind of far



a little one bedroom or pied-a-terre in Huron Village, between West Cambridge & Porter Sq-

A bay windowed condo with high ceilings;
large living-dining room;
small bedroom/alcove, efficient galley kitchen & a full tiled bathroom;
2 exclusive use tandem parking spaces included;
common laundry in basement;
designated storage area for unit;
condo fee includes heat & hot water;
convenient to buses on Concord Ave., & under 1 mile to Porter & Harvard Squares, shopping, restaurants, Raymond Park, & Redline T stop;

note- stated tax for unit is based on 2022 assessed value and includes owner occupancy residential exemption;

Note on Pet Policy- cat or dog under 40 lbs; over 40lbs, subject to condo association review and approval...


수익률

= (연 임대수익 - 재산세 - 홈인슈어런스 - hoa 피)×100  / 매매가 ×1. 03

= (30000  - 3000 -2031 - 3588) ×100  / 499550

= 2138100 / 499550

= 4.3 %



300,000 다운페이 시, 월 2,500불 렌트를 놓을 수 있으면 가능하면 감내할 수 있는 금액이다.

30년 상환 모기지론 및 각종 지출으로 월 1,884불 써야 한다고 나오니까, 600불이라는 (소득세 세전) 순수 수입이 나온다. 수익률은 2.4 프로로 낮아진다.

위치가 애매해서 마음이  별로 안 간다.


Photo source: Zillow, Google map

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